Are you ready to purchase a home or refinance an existing loan? Sensible Home Mortgage, LLC will work closely with you to find the best loan for your needs. Call 904-333-6363 today or fill out our simple Online Mini-Application, which will give us what we need to get the process started.

Below are special programs and advantages which Sensible Home Mortgage, LLC provides:

Access to over 150 different lenders
Turned away by the local bank or offered a high interest rate? Don’t just rely on one bank, Sensible Home Mortgage has access to many many well known banks (Bank of America, Chase, Countrywide, Sun Trust, etc)

Owner Financing
Through our affiliate company Sensible Home Solutions, LLC, we can provide owner financing for borrowers that cannot qualify for 100% loans.

Non ? Traditional Loan Programs
There are many ways to get qualified but some banks just don’t offer the right programs. Whether you earn a salary, a wage earner or self-employed, there is a program out there for you.

VA / FHA
These loan programs could be right for you and many times are not credit score sensitive

No Closing Costs
Access to sellers that will be willing to pay for the borrowers closing costs!

Rate Discounts
Access to motivated sellers that will be willing to buy the rate down, so your monthly payments meet your budget.

Damaged Credit
Whether you can buy today or in the near future, Sensible Home Mortgage, LLC has access to many programs that assist individuals with poor credit.

Down Payment Assistance
Access to state and federal-funded programs that will assist borrowers with a sizable down payment for the purchase of your dream home.