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Buyer FAQ
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HOW IMPORTANT IS MY CREDIT IN THE HOME-BUYING PROCESS?
The credit score is used to determine if you qualify for a loan and at what rate. With bank financing, you must have great credit to even qualify for a loan. Other financial companies may approve you for a loan but then will lock you into a high rate. Either way, you'll be paying a large amount of money for the closing costs.
HOW CAN I GET INTO A HOME QUICKLY AND REBUILD MY CREDIT?
We offer several owner-financing options, including lease purchase, which will enable you to get into a home today and give you the exclusive right to buy the home over a period of time. During this time, you will have the opportunity to save money, potentially build equity, and improve your credit rating.
WILL I BE ABLE TO AFFORD THE DOWN PAYMENT?
There are great down payment assistance programs available- call us for additional information and contacts.
SO WHAT CAN SENSIBLE HOME SOLUTIONS DO FOR ME?
We can put you on your way to homeownership today with no closing costs, no bank qualifying, and allow you time to clean up your credit so that you can lock in a low rate for the future. So fill out our on-line Buyer Form or call (904)343-1818 to get started today!
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